I have student loans so I can stay in school, I have bad credit, I have a half decent part-time job, and I owe Visa twice as much as I have in my accounts right now. The worst part about it is that I am doing a lot better than most people in this country.
I think we really need to stop dreaming about PEPSI, VISA, and McDonalds. I am committed to living a sustainable lifestyle, and the first step that we need to take is to at least stop the freefall. Debt makes you think that you don't have options because you have such a heavy burden. Debt is a massive part of the world that we live in.
If you write back to me in one month and say all things in I came out ahead last month. I will shake your hand. I moved a couple notches positive in the last 2 months but it took a lot of lifestyle changes. And I am still deep in it, which makes you even less inspired to get there.
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